Two weekends ago while I was out with friends I get a phone call from my bank alerting me to several transactions on my brand new bank card account (I had opened the account 3 days prior) at an Exxon and Target in District Heights, Maryland. Keep in mind I’ve never been to District Heights and as I mentioned literally opened the account 3 days prior. I had not even received my new Check Card or even my Welcome packet for the new account. Not only did the criminals spend $77 at a gas station but they also spent $650 at Target. After those transactions they tried to spend another $600 and $950 at the same Target followed by trying to spend money at a 7-11 (I guess they were thirsty and needed a slurpee after spending my money).
So here are my thoughts – Why didn’t the cashier at Target think that maybe this could be a stolen card when it was declined twice after a big purchase? This is a big issue to me and I called management and security at that Target and they seem to be just as stupid as the cashier and don’t want to do anything saying that the cashier is not responsible to do anything after the card is declined. They will not do anything unless I file a police report and 2 weeks later my bank still has not refunded my money.
On another note – what is going at the US Post Office that some one is stealing mail. There is no other explanation to this situation than the fact that it is an inside job. There is someone within the Postal system who is creative enough to steal my mail with my Check Card and bank account information to commit fraud. So I will do what I can to not send mail, I will pay my bills online. On the bright side at least I will be helping the environment.
So from now on – I’m not shopping at Target, doing what I can to not use the USPS and from now on signing my cards with “Check ID.” I would rather shop at Wal-Mart and K-Mart.